Buy to Let ROI Calculator

Calculate buy-to-let return on investment

Use our buy to let calculator to quickly assess suitable investment opportunities. Simply add a property's asking price to the calculator and adjust it to suit your own financial requirements. Browse our buy to let opportunities or if you'd like to discuss your investment interests further please five our local lettings team a call, we'd love to help.

£
Using your investment as a 25.00% deposit and £ in costs for purchasing and getting ready to let.
£
£

Mortgage Required

£

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£
Estimated Price Growth Value: £ Equity: £ Years
Estimated Profit Profit: £ Rental Profit Capital Growth Years

Cost of Purchase
£
Stamp Duty
£
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Refurbishment Budget
£
Survey Costs
£
Mortgage Fees
£
Your home may be repossessed if you do not keep up repayments on your mortgage.
Legal Fees
£
Adjust these figures
£
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property
£
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
£
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
£
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
Annual Costs
£
Mortgage Interest
£
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
Letting and Management Costs (Inc VAT)
£
Maintenance
£
Insurance
£
Ground Rent
£
Service Charge
£
Adjust these figures
%
%
£
%
This is the percentage of the rent that you will spend maintaining the property.
£
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
£
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
£
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit
£
Final Equity Profit
£
Final Equity Profit = Final Property Value − Mortgage Required − Investment
Cumulative Rental Profit
£
Cumulative Rental Profit = Annual rental profit × Time of Investment
Adjust these figures
%
This is the assumed rate of house price inflation.
Final Property Value
£
This is the property value at the end of the investment based on an assumed rate of % house price inflation.